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Found Your Home?

Apply for Your Mortgage Direct!

HomeXpress Doesn’t Require Traditional “One Size Fits All” Income Documentation.

We’ll Get Your Home Loan Approved With:

Personal & business bank statements

K-1s

P & L statements

Tax returns

1099s

Rental lease agreements

Schedule E income

Cash flow statements

Debt Ratios to 55%

Flexible Loans Made to Fit Your Needs

HomeXpress Mortgage works with consumers directly to structure the best possible loan to meet your needs. Whether you are looking to purchase a home or refinance your existing loan to pull cash out, HomeXpress makes the process simple and easy!

A Lender You Can Trust

HomeXpress Mortgage is a customer service-oriented lender in the Non-QM mortgage market. The company was founded by mortgage professionals with a long history of providing flexible solutions to borrowers who fit outside of the Prime/Qualified Mortgage space.

HomeXpress prides itself on providing superior service and our experienced staff is here to help you every step of the way. Our Highly trained Account Executives, Loan Brokers, and Loan Officers work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.

HomeXpress Mortgage Corp. is partnered with Seer Capital Management, a well-respected investment manager in New York, as the Company’s senior advisor and capital partner. Seer Capital Management LP is a diversified, credit-focused investment firm founded by Philip Weingord in 2008 that primarily invests in structured credit and loans. Seer Capital is based in New York and has approximately $1.1 billion in assets under management as of December 1, 2017, and has been a registered investment advisor with the U.S. Securities and Exchange Commission (SEC) since 2009.

We Look at the Bigger Picture

Not everyone fits into the strict underwriting guidelines found in conventional or government mortgage programs. We have several programs, including Non-QM and bank statement only loans, geared towards self-employed individuals, borrowers with recent credit issues, and property investors.
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We’re Committed to Providing the Best Service

HomeXpress Mortgage has built a great reputation in the Non-QM mortgage space by offering consistently superior service. Our experienced staff, from our dedicated Account Managers to our top management, is here to help you find the best loan program to fit your individual needs.

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Non-Qualified Mortgage Programs

PrimeX: Nearly qualified for traditional.

CoreX: FICOs as low as 600.

InvestorX FULL/ALT: For investors using tax returns or pay stubs.

InvestorX DSCR: Business purpose loan for property investment and real estate businesses.

“Just a note of appreciation to you and your team, you always step up to the plate, such a pleasure to work with such an amazing team!! I AM YOUR BIGGEST FAN!!!!!!!!!” Jeri Araya

Happy Buyer, CA - 05/2018

Thank you so much. This has been by far, the best loan process I had.  You all have all set the bar pretty high.  Thank you again for everything. laughing Kimber Shan

Happy Client, TX - 01/2019

Now You’re Talking to The Right Lender!

Get started today. Simply check a few boxes on the form above and we’ll contact you to explain the options available. No cost. No obligation. Completely confidential.

HOMEXPRESS MORTGAGE CORP. State Licensing Information NMLS ID:1446044

Submitting this form does not obligate you to enter into an agreement with HomeXpress; nor does it constitute an application for a mortgage loan. Submitting this form does authorize homexpressdirect.com to deliver this form to a HomeXpress mortgage loan officer who will contact you by phone and/or email to respond to your inquiry into the HomeXpress mortgage programs and financing solutions.

FULL LIST OF LICENSES CLICK HERE