Found Your Home?
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HomeXpress Doesn’t Require Traditional “One Size Fits All” Income Documentation.
We’ll Get Your Home Loan Approved With:
Personal & business bank statements
K-1s
P & L statements
Tax returns
1099s
Rental lease agreements
Schedule E income
Cash flow statements
Debt Ratios to 55%
Flexible Loans Made to Fit Your Needs
HomeXpress Mortgage works with consumers directly to structure the best possible loan to meet your needs. Whether you are looking to purchase a home or refinance your existing loan to pull cash out, HomeXpress makes the process simple and easy!
A Lender You Can Trust
HomeXpress Mortgage is a customer service-oriented lender in the Non-QM mortgage market. The company was founded by mortgage professionals with a long history of providing flexible solutions to borrowers who fit outside of the Prime/Qualified Mortgage space.
HomeXpress prides itself on providing superior service and our experienced staff is here to help you every step of the way. Our Highly trained Account Executives, Loan Brokers, and Loan Officers work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.
HomeXpress Mortgage Corp. is partnered with Seer Capital Management, a well-respected investment manager in New York, as the Company’s senior advisor and capital partner. Seer Capital Management LP is a diversified, credit-focused investment firm founded by Philip Weingord in 2008 that primarily invests in structured credit and loans. Seer Capital is based in New York and has approximately $1.1 billion in assets under management as of December 1, 2017, and has been a registered investment advisor with the U.S. Securities and Exchange Commission (SEC) since 2009.
We Look at the Bigger Picture
We’re Committed to Providing the Best Service
HomeXpress Mortgage has built a great reputation in the Non-QM mortgage space by offering consistently superior service. Our experienced staff, from our dedicated Account Managers to our top management, is here to help you find the best loan program to fit your individual needs.
Non-Qualified Mortgage Programs
PrimeX: Nearly qualified for traditional.
CoreX: FICOs as low as 600.
InvestorX FULL/ALT: For investors using tax returns or pay stubs.
InvestorX DSCR: Business purpose loan for property investment and real estate businesses.
Now You’re Talking to The Right Lender!
Get started today. Simply check a few boxes on the form above and we’ll contact you to explain the options available. No cost. No obligation. Completely confidential.